Do You Have More Debt Than You Can Hope To Pay Off In the Near Future?

If you cannot afford to make minimum payments on your credit cards or loans and your interest rates are too high, you may be able to seek relief.  Debt negotiation is an option that you can explore to avoid a bankruptcy.  A lawyer may be able to negotiate a significant reduction of the principal balance of the debt and/or arrange more comfortable payment terms so that you can finally start paying off all that debt in a settlement you can actually handle.  The attorneys at Johnson Majka, APLC negotiate for a living.  We will deal with aggressive and unhappy creditors on your behalf.  Contact us to see what can be done to settle your accounts.

You Have Rights Under the Fair Debt Collection Practices Act

Did you know the Act covers consumer debt collection practices, restricting the type and frequency of contact a debt collector is allowed?  If any violations of the Act are made, you, the consumer, have significant legal leverage to renegotiate certain consumer debt.  Effective use of the Act’s provisions can stop false credit reporting and the harassment of you and your family by collection companies.  Under the Act, a lawsuit can be filed, and the lender may be fined up to $1000 for each violation and be forced to pay your costs and attorney’s fees.  Don’t be intimidated, contact us to see what can be done.

The lawyers at Johnson Majka, APLC help people throughout Los Angeles, Orange, Riverside and San Bernardino Counties and the rest of California with their foreclosures, bankruptcies and debt relief.

Contact us today for a free no-obligation consultation.