Frequently Asked Questions
Q: I am having difficulty paying my mortgage, what are my options?
A: Please feel free to give our office a call at 562-435-2422 and we will provide you with a free no-obligation consultation. We will review your financial situation and let you know what options are available to you to potentially eliminate, renegotiate, or re-organize your debt..
Q: Do I need to be delinquent or behind on my mortgage to seek help?
A: No.
Q: Can you help me with real estate that I'm not living in or currently renting out?
A: Yes.
Q: I have received a Notice Of Trustee sale on my property. Is it too late to help?
A: Definitely not! We can prevent foreclosure up to a few days before the actual transfer sale date. However, if you are thinking of getting help, please don't wait until you have received a notice of sale.
Q: If I am currently unemployed, will I qualify for a loan modification?
A: Lenders typically only allow loan modifications for borrowers who can demonstrate the ability to make the new mortgage payments. If you are currently unemployed you may have other options to help avoid foreclosure.
Q: Do you take credit cards for loan modification services?
A: Yes. You can pay with cash or a cashier's check, MasterCard, or Visa credit cards.
Q: How long does it typically take to find out if the loan modification is successful?
A: It typically takes 60 – 90 days to receive a response from the lender. The time though does vary from client to client and from lender to lender. Some applications process faster than others.